SCREDIT helps finance and credit teams streamline customer onboarding, automate credit decisions, analyze financial risk, manage collections, and monitor portfolio exposure. Native apps for suppliers (SCREDIT) and customers (SCONNECT)—submit applications and view status from any device.
Applications in Review
148
High-Risk Exposure
$12.8M
DSO Indicator
42.3
Built for the CFO office
Risk visibility, governance, and cash acceleration
Total monitored exposure
$148.2M
Applications in progress
184
Policy exceptions
11
A/R at elevated risk
$7.9M
Executive risk snapshot
Exposure by segment and trend
Trade credit is too important to run on spreadsheets and emails. Many organizations still manage credit applications, financial reviews, approvals, exposure monitoring, and collections across disconnected systems. SCREDIT brings those processes together so decisions move faster and risk is easier to control.
"SCREDIT unifies onboarding, underwriting, bureau intelligence, approvals, portfolio analytics, AR visibility, and collections execution so teams can move from fragmented work to structured credit operations."
"Enable sales teams to give instant credit decisions at point of sale. Manage credit for hundreds of customers simultaneously."
"Minimize fraud while approving legitimate customers. Monitor customer base continuously without manual effort."
"Automate loan decisioning. Scale origination without scaling underwriting staff. Reduce cost per loan by 60-70%."
"Manage customer credit within your platform. Offer flexible payment terms without manual overhead."
SCREDIT Operating Engine
This is not a point solution. SCREDIT aligns onboarding, intelligence, decisioning, portfolio surveillance, and collections into one execution layer that leaders can scale with confidence.
SCREDIT replaces fragmented intake with a single auditable onboarding lane, improving downstream decision quality.
SCREDIT brings application intake, financial review, policy execution, exposure monitoring, and collections action into one platform.
Launch branded applications with document collection, e-signature, trade references, and approval-ready customer profiles.
Combine bureau data, financial statement analysis, internal behavior, and policy rules to make consistent credit decisions at scale.
Configure approval matrices, SLAs, escalations, exception routing, and audit trails for enterprise-grade credit governance.
Prioritize accounts by risk and cash impact with work queues, reminders, dispute visibility, promises to pay, and aging analytics.
Track job-level exposure, retainage, lien deadlines, bond status, and project-specific risk before issues hit receivables.
Connect ERP, accounting, CRM, bureau, and banking data into one operating layer through APIs and enterprise connectors.
SCREDIT app for suppliers and credit teams; SCONNECT app for customers to submit credit applications and view status—plus full web access across devices.
SCREDIT connects with your existing stack to create a unified financial operating system.
Seamlessly integrate with major credit bureaus to access real-time credit insights. SCREDIT automates data retrieval, ensuring accuracy while reducing manual workload.
Seamlessly integrate SCREDIT with your financial systems to keep invoices, payments, and credit data accurate and up-to-date.
Bridge the gap between sales and risk teams with automated credit checks and approvals inside your CRM.
Enable seamless payment processing and reduce fraud risks by integrating with leading payment gateways.
Ensure regulatory compliance and prevent fraud with automated verification and monitoring.
Automate the collection, validation, and storage of tax exemption certificates and compliance documents.
Ensure compliance and accessibility with centralized document management.
Mitigate credit risks by monitoring UCC filings and lien data in real time.
Empower your business with flexible API integrations and real-time data synchronization.
SCREDIT combines onboarding, underwriting, bureau intelligence, approvals, portfolio analytics, AR visibility, and collections execution into one enterprise-grade system.
Digitize customer applications, collect documents, and standardize intake workflows for faster, cleaner reviews.
Transform financial statements into structured underwriting intelligence with trends, ratios, and commentary.
Bring external commercial credit data into onboarding, review, monitoring, and decision workflows.
Route decisions by exposure, score, hierarchy, or policy thresholds with full auditability.
SCREDIT is built for organizations that need role-based permissions, workflow governance, multi-entity visibility, audit trail, and an integration-ready SaaS foundation.
Monitor concentration, exposure, deterioration, and risk movement across customers and segments.
Give finance teams stronger visibility into aging, payment patterns, and cash flow pressure points.
Improve collector productivity with prioritized queues, notes, promise-to-pay tracking, and coordination visibility.
Support project-linked exposure, job visibility, and lien-sensitive operational workflows.
See why leading finance teams are switching to the modern standard.
| Criterion | SCREDITRecommended | Manual Process | Legacy Software |
|---|---|---|---|
| Real-Time Scoring | Included | ~ (Daily) | |
| Automated Decisioning | Included | ~ (Batch) | |
| Integration with Accounting | Included | Manual | |
| Real-Time Monitoring | Included | ||
| Approval Time | 30 min | 3-5 days | 1-2 days |
| Setup Time | 2 Weeks | N/A | 6 Months |
Authorize credit bureau access, connect to your accounting system, and map your customer data.
Build credit scoring rules, decision logic, and configure alerts and collections workflows.
Test with sample applications, train your team, and go live with instant approvals.