From application to cash, on the credit policy you actually wrote.

Experian, Equifax, TransUnion, D&B, Creditsafe, Ansonia, Anscers and ProfileCredit, pulled into the decision itself. Choose which bureau leads, with fallback when the primary returns nothing.

• Pull commercial credit reports directly from the bureau.
• Eliminate manual report requests and get instant access.
• Match confidence scoring, so a similarly named entity does not become the wrong decision.
• Choose which bureau leads, with fallback when the primary returns nothing.

Two-way sync with the system that already holds your customers, invoices, and payments — while your ERP stays the system of record.

• Sync customer master and AR invoice data inbound, on webhook or scheduled poll.
• Push credit decisions and limits back out to the ERP.
• Your ERP keeps owning invoicing, terms, and cash application.
• Bulk import from CSV or XLSX for anything without an API.

Bridge the gap between sales and risk teams with automated credit checks and approvals inside your CRM.

• Push credit decisions and limits onto the account, so sales sees them without asking.
• Pull account and contact context into the credit file.
• Sales sees the credit decision on the account without asking credit for it.
• The credit file carries the CRM's account and contact context, so the analyst is not re-keying what sales already recorded.

Verify a customer's bank account before you extend terms, and tie what they actually pay back to the credit file. Stripe for payments, Plaid for bank and ACH verification.

• Verify a customer's bank account before extending terms.
• Ingest payment events through a verified webhook pipeline with idempotency and retry.
• Tie payment behaviour back to the credit file.
• A failed payment lands on the credit file as an event, not as an email someone has to notice.

Ensure regulatory compliance and prevent fraud with automated verification and monitoring.

• Verify the business is real, active, and who it claims to be.
• Run identity verification on the signer, not just the entity.
• Catch the mismatch between the applicant and the legal entity before terms are extended.
• Keep the verification result on the credit file as evidence.

Automate the collection, review, and monitoring of tax exemption certificates and compliance documents.

• Collect SSUTA, multi-jurisdiction and state exemption certificates against the application that needs them.
• Store and manage SSUTA and multi-jurisdiction certificates.
• Renewal reminders and expiry tracking on every certificate on file.
• Every request, review and renewal recorded against the credit file.

Documents live with the credit file, not in a folder someone has to remember to check.

• Collect tax certificates, financials, and signed agreements against the application that needs them.
• Documents are classified and summarised on upload, then reviewed by a human.
• Role-based access with a record of who opened what.
• Generated documents route for signature and track their own status.

Track the jobs, deadlines, and preliminary notices that protect your lien rights — alongside the filing service you already use.

• Track preliminary notices and last-furnishing dates per job, not per customer.
• Every notice date is held on the job with its type and status, and a deadline that is approaching raises an alert and a job exception rather than waiting to be noticed.
• Inbound adapters for Levelset, NCS and Handle bring lien rights, deadlines and notice status onto the credit file, with the field mapping confirmed against your own vendor connection during implementation.
• SCREDIT is lien-aware, not a filing service — it tracks the clock; your provider files.

Empower your business with flexible API integrations and real-time data synchronization.

• Expose REST APIs for custom integrations.
• Connect with any system, from legacy apps to cloud platforms.
• Get real-time updates on credit events and approvals.
• Support custom workflows & real-time data synchronization.