Resources
The Digital Home of Commercial Credit.
Everything we publish to make credit teams better — definitions, deep guides, calculators, and honest comparisons. No gates, no content farm.
Glossary
130 commercial credit terms, defined
Trade credit, AR, collections, financial analysis, bureau data, and construction credit — with formulas and worked examples.
Browse the glossary
Academy
Cornerstone practitioner guides
Deep guides to statement analysis, scorecards, liens and waivers, credit policy, limits, DSO, and collections design.
16 guides
Tax certificates
Exemption certificates, in plain English
What a resale or exemption certificate is, who issues it, why the seller carries the audit exposure, and what a credit team is actually responsible for.
Start with the pillar guide
Free tools
Calculators with the methodology shown
DSO, credit limits, working capital, bad debt and early payment discounts — compute the number and understand exactly where it comes from.
5 calculators
Compare
SCREDIT vs. how credit runs today
Honest comparisons against manual processes, spreadsheets, and legacy ERP credit modules — including when they are fine.
5 comparisons
Trust Center
Security, legal & compliance materials
Architecture description, security practices, privacy policy, terms, and DPA — everything procurement asks for.
Visit the Trust Center
Blog
Product and company news
Short-form updates on what we are building. The long-form practitioner writing lives in the Academy, and that is where to start today.
What we are building
Start here
Most useful right now.
Credit Operations
How to Evaluate Credit Management Software: Ten Questions to Ask Any Vendor
A practical evaluation framework for buying B2B credit software: ten questions that separate a good demo from a good product, what a strong answer sounds like, and when you do not need a platform at all.
12 min read
Credit Operations
Building a Credit Watchlist That Catches Deterioration Early
How to design credit watchlists that work: choosing signals that lead rather than lag, writing entry and exit criteria, sizing the list to the capacity that works it, and tuning it once it is live.
11 min read
Financial Analysis
How to Evaluate a Supplier's Financial Health
A credit analyst's method applied to the vendors you buy from: what to request, which ratios predict a supplier failing rather than a customer defaulting, what to do when they will not share financials, and how to turn the analysis into a decision.
11 min read
See SCREDIT on your own workflows.
A 30-minute walkthrough with the team that built it — using scenarios from your credit operation, not canned demo data.