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EXCLUSIVE FOUNDING CHARTER

Pioneer the Future of Credit.

Partner with EFILOS to shape the credit operating layer before it becomes category standard. The Founding Charter is structured for teams that value durable economics, execution speed, and direct product influence.

  • Lower cost volatility as user and workflow volume scales
  • Faster adoption of critical capabilities across credit and AR
  • Direct access to roadmap planning with product leadership

Useful First

Every benefit is tied to measurable outcomes in credit, receivables, and risk workflows.

Built to Last

Long-term pricing protection and a durable operating partnership, not short-term promotion.

No Unnecessary Complexity

Clear commitments, concise communication, and practical support—nothing you don't need.

Partnership Tiers

Choose the collaboration depth that matches your operating scale.

Pioneer

Growing credit teams modernizing core workflows

  • Up to 25 users
  • Credit applications, decisioning, and receivables
  • Founding discount — a fixed % off list, for life
  • Guided onboarding and training
  • Named case study after go-live
Apply for Pioneer

Visionary

Mid-market operators scaling multi-team execution

  • Up to 75 users
  • Adds bureau integrations, collections, and disputes
  • Founding discount — a fixed % off list, for life
  • Direct line to the team building the product
  • Early access to modules as they reach general availability
  • Named case study after go-live
Apply for Visionary

Architect

Enterprise teams shaping strategic product direction

  • Unlimited users
  • Adds multi-entity, multi-currency, and construction credit
  • Founding discount — a fixed % off list, for life
  • Priority support, answered by the people who wrote it
  • Standing roadmap sessions with product leadership
  • Named case study after go-live
Apply for Architect

Operating Process

A clear path from application to launch.

Step 01

Apply

Share your operating model, current challenges, and desired outcomes.

Step 02

Qualification

We align the right tier to your scale, governance requirements, and timeline — and agree the case study before anything is signed.

Step 03

Launch

We capture your starting baseline — approval time, DSO, hours per month — then onboard your team with implementation support.

Step 04

Build Together

Join structured roadmap sessions and influence future platform priorities.

Construction supply

If you sell materials on credit, you are the reference we most need.

We are direct about where we are: no publicly named customers yet, and the first construction-supply partner matters to us more than the revenue does. Job-linked exposure, retainage and the notice calendar are the hardest part of the product and the part a spreadsheet fails at soonest — and we cannot yet point a CFO at someone who has run it.

So the trade is worth more to you than to anyone else on this page. The founding discount is a fixed percentage off list for as long as the subscription runs. What we ask is agreed before signature: after go-live, a named case study — your company, a quoted person, your before-and-after numbers, and how long implementation actually took.

Bring a live job with real dates to the first call. We will show you the job sheet, the exposure, the notice calendar, and the point where your filing service picks it up — and if that is not the shape of your problem, we will tell you on that call rather than the third.

FAQ

Questions before you apply.

How many Founding Partner spots are available?

We have not published a number, and we would rather say that than invent scarcity. The honest constraint is capacity, not a quota: every founding partner gets direct access to the people building SCREDIT, and there is a limit to how many implementations we can support at that depth at once. When we are at that limit we will tell you and offer a date, rather than signing you and stretching thin. If you want to know where we currently stand, ask on the first call — it is not a secret.

Are we the right size for the founding cohort?

The line is volume, not headcount. SCREDIT earns its keep from around 50 credit applications a month, and a single credit manager at that volume is squarely a fit. Below roughly 20 a month a well-run spreadsheet will serve you better, and we would rather say so before you invest evaluation time. The founding cohort is not a discount for anyone who asks — it is a trade with teams whose credit operation is large enough for the before-and-after numbers to mean something.

You are early-stage. What happens to our data if you are not here in three years?

A fair question and the one we would ask. Your ERP stays the system of record for invoices, terms, due dates, and cash application — SCREDIT is the operating layer above it, not a replacement. If EFILOS ceased to exist, your receivables ledger would be exactly where it is now; what you would lose is the workflow layer, not your financial records. On top of that, our Terms of Service and Data Processing Agreement already commit us to returning or deleting your data on termination at your written request, and that obligation survives a change of control. The Trust Center sets this out in full.

What does "discount held for life" mean?

You keep your founding discount — a fixed percentage off our published list price — for as long as your subscription remains active. If list price moves, your discount moves with it, so the advantage you started with is the advantage you keep.

What do you ask for in return?

One thing: a named case study. Before you sign, we agree that after go-live you will let us publish your company name, a quote from someone on your team with their title, your starting numbers — approval time, DSO, hours per month — the same numbers afterwards, and how long implementation actually took. We capture the starting baseline before you switch, because once you have switched it is gone. If any of that is something you cannot commit to, tell us at the qualification call and we will say whether the program still works for you.

Why does the case study matter so much to you?

We are early and we have no customers to point to yet. Every claim on this site is one we can demonstrate ourselves, because we will not publish a number we cannot stand behind. The first founding partner who lets us publish real before-and-after figures is what changes that. It is the most valuable thing you can give us, which is why the discount is permanent rather than promotional.

Can we move between tiers later?

Yes. You can upgrade as your operating model grows. Tier adjustments are handled during annual planning.

How much influence do partners have on roadmap decisions?

Partners join structured sessions with product leadership and receive preview access to relevant capabilities.

More on continuity, security, and our compliance posture in the Trust Center. How a quote is built is on the pricing page.

Application

Apply to join the founding cohort.

Share your details and we will follow up with next steps.

We use this information only to evaluate partnership fit.