Purpose-built solutions for modern credit operations.
SCREDIT supports the workflows that matter most across credit onboarding, underwriting, receivables visibility, collections execution, and construction-linked exposure management.
One platform, multiple operational use cases.
Explore the core solution areas SCREDIT supports across credit, receivables, collections, and construction-oriented operations.
Credit management software for modern B2B finance teams.
SCREDIT helps businesses digitize credit applications, standardize underwriting, automate approvals, and gain stronger visibility into customer and portfolio risk.
Receivables intelligence that supports better cash flow decisions.
SCREDIT gives finance and AR teams better visibility into aging, payment patterns, overdue concentration, and portfolio-level receivables performance.
Collections management built for accountability and action.
SCREDIT helps collections teams prioritize overdue accounts, manage follow-up activity, track promises to pay, and improve coordination across collectors and stakeholders.
Who gets this application, and why.
SCREDIT routes each application to the team and the analyst who should own it, weighs who is actually loaded rather than who has the fewest files, and keeps a record of why it landed where it did.
Construction credit management with better job-level visibility.
SCREDIT supports construction suppliers and distributors with job sheet tracking, project-linked exposure visibility, and workflow support for lien-sensitive credit operations.
Financial statement analysis built for credit decisioning.
SCREDIT helps analysts and credit leaders turn financial statements into structured, underwriting-ready insight with ratio visibility, trend analysis, and more consistent review workflows.
Credit applications that arrive complete and move on their own.
SCREDIT digitizes credit application intake end to end: structured online applications, document and reference collection, and workflow that carries each application from submission to decision without email chases.
Credit decisions that are consistent, explainable, and fast.
SCREDIT combines weighted scorecard scoring, configurable risk bands, and policy-driven approval routing so every application gets the same disciplined evaluation, and every decision can be explained afterward.
The limit, the reasoning behind it, and the date it gets looked at again.
SCREDIT recommends a credit limit from the customer financials, shows the rules and factors that produced it, records every change to the number, and schedules the next review from the size of the limit itself.
The account was fine when you approved it. This is how you find out it stopped being fine.
SCREDIT keeps watching customers after onboarding: standing watchlists whose membership is a rule rather than a list, alerts that carry an owner, and portfolio views that show where risk is concentrating.
Everything you need from the customer, in one place they actually finish.
Send the credit application, the guarantee, the tax certificate and the bank mandate as one package. Watch it get opened. Get it back signed, with an evidence record attached to the credit file — no separate e-signature subscription.
Disputes resolved on their own track, while the rest keeps collecting.
SCREDIT gives disputes and claims a structured workflow: categorized reasons, clear ownership, resolution tracking, and separation of disputed amounts so undisputed balances stay collectible.
Give customers self-service, and give your team their day back.
SCONNECT is SCREDIT's customer portal: invoices, statements, payments, credit applications, and executed agreement documents in one place, so routine requests stop arriving as emails to your credit and AR team.
Bureau data where the decision happens, not in another tab.
SCREDIT integrates commercial credit bureau data directly into onboarding, credit review, and monitoring, so external risk signals arrive inside the workflow instead of being copied from vendor websites.
The certificate that expired six months ago is still on the file.
Collect resale, SSUTA and multi-jurisdiction exemption certificates as part of the credit file, and let SCREDIT watch the expiry dates — so a lapse surfaces as a reminder rather than as an audit finding.