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Careers

Help build the credit operating system.

EFILOS is a small, founder-led team building SCREDIT — the platform B2B finance teams use to run credit from application to cash.

How we work

What it's like here.

Small team, real ownership

We are deliberately small. Everyone ships work that customers touch the same month, and everyone talks to users.

Depth over theater

Trade credit is a deep domain — liens, scorecards, multi-currency exposure. We reward understanding the problem, not performing busyness.

Honest by default

The same rule we apply to marketing claims applies internally: say what is true, including "this isn't working."

Built for the long term

We are building infrastructure finance teams run their business on. That means boring reliability, careful architecture, and no growth hacks.

Open roles

We do not have posted openings right now — but we are always open to meeting exceptional engineers and credit-domain practitioners before we need them. If the product and the way we work resonate, send a note about what you would want to build here.

Full-stack engineering (Java / Spring, Next.js / React) and credit operations expertise are the profiles we most often need.

Think you'd make us better?

Write to us with what you've built or run — a portfolio, a repo, or a credit operation you transformed.